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Mortgage Broker Kansas City MO | (816) 631-9687 | McGowan Mortgages

Searching for a flexible and affordable mortgage in Kansas City? Click or call (816) 631-9687 to talk to McGowan Mortgages, providing homeowners with award-winning advice and simple mortgage solutions.

CALL US TODAY! (816) 631-9687

Same Day
Approval!

The Competitive Edge to Secure Your
Dream Home

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Melrose D.
“Company really handled me with love n care. Walked me through the whole journey of what to expect and what was needed from me. I'm proud to call myself a first time home buyer because of McGowan awesome crew!!”
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Welcome to McGowan Mortgages

Your Local Mortgage Broker

We are your home loan experts dedicated to making sure your home purchase or refinance experience is top-notch.

We have helped thousands of families in Kansas City and throughout the country to make their dreams come true. We can’t wait to do the same for you.

Kansas City Mortgage Rates

So Simple. So Fast.

Same Day Approval takes the guesswork out of home buying. Get approved in just one day with down payment options as low as 3%.

Let’s Go
Access & Sign

Securely log in to our portal and electronically sign your initial application package.

Get Approved

We verify your income, assets, and credit—giving homebuyers a same-day approval.

Get Final Approval & Close

With approval in hand, you could close on your dream home in as little as 10 days.

$1,000 Best Deal Guarantee

Learn More
Best Home Mortgage of KC McGowan Mortgages 2025
Best Home Mortgage of KC McGowan Mortgages 2024
Best of KC 2023 Mcgowan Mortgages
 
 

The Right Mortgage
Awaits You

Why Choose McGowan Mortgages?

McGowan Mortgages is a nationally regarded lender with a small business feel. You can look forward to a level of customer service that no big box lender can offer. At the same time, you can take advantage of some of the most competitive financing in the country.

You can find the ideal mortgage for your needs with our wide spectrum of lending products. The mortgage process is fast, easy, and flexible, whether you are buying a home, refinancing, or investing in real estate. Traditional employees as well as self-employed borrowers will appreciate how smooth and streamlined the steps of the mortgage process are. Plus, our dedicated loan experts will be here to walk you through them one by one.

You can close fast with the help of the McGowan Mortgages team. We are here to clear obstacles out of the way and offer the responsive communication you need to facilitate rapid progress toward your goals. Before you know it, you will be receiving the keys to your dream home.

How does the process of switching over to McGowan Mortgages work if I'm already under contract elsewhere?

Switching is simpler than you might think. We often have clients transition to us for our lower rates, even when under contract. Contact us directly, and we'll guide you through the seamless process.

Your FREE Guide to
REFINANCING or BUYING
A HOME

Home Buying ChecklistRefinance Checklist
Guide to Refinance or Buy a Home

See What Our Clients Are Saying About Us!

Excellent
McGowan Mortgages4.9
Based on 228 reviews
See all reviews
review us on
Vickie P.
PURCHASE YOUR HOME WITH MCGOWAN MORTAGE 💞💞I had the best experience ever working with the the staff of McGowan Mortgage ,I built the best relationship through text messages,emails and phone calls Kammi was amazing but when Mr. Derek stepped in it he completed the task himself it was an awesome experience and I recommend this company to everyone in the world ❤️❤️❤️❤️
Carlos O.
Nick M.
They made the whole process super easy and I was able to close quick with a low interest rate. I will definitely use them again for my next home and refinancing.
Lindsay B.
We loved working with McGowan! It was our first time buying a house, and we were so overwhelemed. They were supportive the whole way through and patient explaining everything so we could make the best decisions on our loan choice, how much to put down, saving for closing, etc. Very responsive and could tell genuily care. :)
soran I.
Derek and his team worked tirelessly to get us approved and into our new house, all around the clock. We have worked with several other lenders and can confidently say that the McGowan group far exceeded our expectations. They listened, explained, and walked us through every step. I would recommend McGowan Mortgages 100% with no hesitation to anyone thinking about buying a home. Their level of expertise, especially in this market, will make the difference in securing the house of your dreams with rates you can afford or having made the biggest mistake of your life. I will always come back and know that they are there for my family and I, with any questions we have. I can’t thank the McGowan team enough for their professionalism and dedication to our family during a difficult process made easy.
Summer W.
Myron M.
My Team was fast and very flexible. I appreciate them helping us with our first DSCR Loan. 10/10
addam B.
Dylan P.
Claudia P.
The team was phenomenal to work with and extremely helpful every step of the way. I recommend them to anyone purchasing or refinance their home.
Max D.
McGowan Mortgage was outstanding for both my primary home purchase and an investment property. Their speed was exceptional—everything moved efficiently without ever feeling rushed. The team’s knowledge was clear at every step, from structuring the loans to explaining options in a way that actually made sense. Most impressive was the communication: proactive, responsive, and transparent throughout the entire process. I always knew where things stood and what was coming next. I wouldn’t hesitate to recommend McGowan Mortgage to anyone looking for a smooth, professional mortgage experience.
McGowan Mortgage T.
Derek and his team go above and beyond to help. I couldn't be happier with the service I received. There was always someone to answer my questions and guide me through. I will be recommending them to everyone I know! Thank you again!
Rogilyn M.
Fantastic company with a knowledgeable and supportive team. Great processes, clear communication, and a strong commitment to quality. Highly recommend!
Reyn B.
THE BEST!
Spartacus 7.
I am very grateful with McGowan Mortgages, they helped me to get the mortgage for my new house last year, especially when most banks told me it was too difficult or even impossible because I am a self employed, McGowan made simple and possible, I truly recommend them.
Hunter B.
There team is great they worked together to get my heloc funded in 9 days, when I was on a time crunch!!
Maxwell J.
If you want a mortgage lender who is responsive, sharp, honest, and relentless, Max Disser is the guy. We purchased our home in November 2024, and since this was my first home purchase, I expected the process to be stressful and confusing. On top of that, we used a VA loan, which can come with extra steps and specific requirements. Max handled everything like a total professional and made the entire process feel smooth, organized, and completely manageable. He communicated clearly, stayed ahead of deadlines, and always made sure I understood what was happening at every stage. Anytime I had a question, Max responded quickly and confidently, and I never felt left in the dark. What really stood out was how knowledgeable he was with the VA loan process and how well he worked with me as a veteran. He didn’t just “process a loan” — he genuinely cared and made sure I was taken care of from start to finish. If you’re a first-time buyer or a veteran looking to use your VA benefits, I highly recommend Max Disser and the McGowan Mortgages team.
D. B.
Derek and his team worked to find a tailored solution for my circumstance. Responsive and detailed team that will work to find the best product that meets your goals. I would highly recommend this company!
Jacob S.
Derek has a great team, and while the process wasn't without hiccups, his team was great to work with and helped every step of the way.
matt B.
Derek got us set up and approved fast so we could put in offers on homes quickly. We got our place and the experience was great. Also during the process as questions or concerns came up he answered quickly and was very professional . We look forward to working with Derek and the McGowan team for future investments.
Paul S.
I have never met a group of people who are experienced when it comes to home buying. It was my first time purchasing a home. I didn't know how to start the home buying process. I was introduced to Tiana, Jessica, Derek and their team who stood up with me and my daughter from the beginning to the end. We were in our house in a timely manner. We will like to say thanks to Derek and his team. ⭐⭐⭐⭐⭐
Joann Ross S.
I have a good experience working with McGowan Mortgage all the team make my dream come true in my new house they move so fast and when I almost give up they jump and do everything always with a good communication no matter the hour always I have the answer thanks for everything you and you team are A plus. Thanks to everyone work with me ( Megan, Analise, Tatiana and Derek)
Kaylie W.
Thank you Max for all of your assistance! Your knowledge and customer service was outstanding and we are so thankful for your patience with us. Highly recommend connect with Max if you are shopping for rates and mortgage options! Had the pleasure of speaking with Derek and Thao at an event and they are just such great and kind individuals! Appreciate you all!
Andrew H.
Good help when needed all through the processes
Tina L.
Cindy initially reached out to me, and then Julie followed up to help me see where I stand with buying a home since I’m looking into it for next year. She gave me a clear plan moving forward, and I really appreciate that it didn’t feel pushy at all. McGowan Mortgages truly seem like they care more about their customers than just pushing out numbers, and I’m excited to use them next year when I’m ready.
Stephanie D.
Valerie S.
Cyndy, Missy and Derek were all very helpful, got us a great deal, lowered our closing costs and were so very professional and courteous. We appreciate all the energy and time. Thank you so much.
logan E.
Everybody is amazing and helpful and really is there to help you and make sure you have every answer and if they dont they will try there hardest and get back to you in a very fast manner. 10 out of 10 recommend. Thank you guys for everything you guys did to help me get my wife and I our first house.
Faith P.
I am currently working with McGowan Mortgages on my refinance, and the experience has been wonderful so far. Even though I’ve run into a few hiccups with my situation, Fidel has been incredibly helpful and supportive throughout the process. With my busy schedule, I sometimes can’t respond right away, but their team always checks in with me and keeps me motivated to stay on track. Those reminders make a huge difference for someone like me. I was recommended to McGowan Mortgages by my friend Julie, who helped me get started with my refinance application, and I’m so glad she did. Everyone on the team has been wonderful, professional, and committed to making the process as smooth as possible. Highly recommend!
Jenny N.
my daughter referred me to mcgowan mortgage and the process has been great! I have been starting up my process with Julie and she has made this all a breeze! very grateful to have someone so helpful.

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Top-Rated Mortgage Lenders in

Kansas City, Missouri

McGowan Mortgages is located at 800 E 101st Terrace Ste. 350B, Kansas City, MO, 64131. From Kansas City International Airport (MCI) get on I-29 S/US-71 S in May Township from NW 120th St and head west. Then, left onto L P Cookingham Dr and turn left onto NW 120th St. Use the right lane to merge onto I-29 S/US-71 S via the ramp to Kansas City and follow US-71 to Holmes Rd in Washington Township. After that, take the Holmes Rd exit from I-435 W and merge onto I-29 S/US-71 S. Keep left to continue on US-71 and merge onto I-70 E/US-71 S. Afterwards, use the left 2 lanes to keep right at the fork and continue on US-71 S and keep left to stay on US-71 S, following the signs for Joplin. Keep left to stay on US-71 S and keep left again to stay on US-71 S. At this point, use the right 2 lanes to take exit 183 for I-435 W/US-50 W toward Wichita and merge onto I-435 W. Take the Holmes Rd exit and continue on Holmes Rd to your destination. After that, turn right onto Holmes Rd and turn right. Finally, turn left and McGowan Mortgages will be on the left.

We are open from Monday to Thursday to 8:30 AM - 7:30 PM and Friday 8:30 AM - 6:00 PM.

For additional questions, you can call us at (816) 631-9687 or find us on Zillow.

Buy a Home or Refinance in Missouri Now

You are just a phone call away from taking the next steps toward buying a home or refinancing anywhere in Missouri. Ready to start the application process? Please call us today at (816) 631-9687 to schedule your consult.

Buy A HomeRefinance
Vickie P.
PURCHASE YOUR HOME WITH MCGOWAN MORTAGE 💞💞I had the best experience ever working with the the staff of McGowan Mortgage ,I built the best relationship through text messages,emails and phone calls Kammi was amazing but when Mr. Derek stepped in it he completed the task himself it was an awesome experience and I recommend this company to everyone in the world ❤️❤️❤️❤️
Carlos O.
Nick M.
They made the whole process super easy and I was able to close quick with a low interest rate. I will definitely use them again for my next home and refinancing.
Lindsay B.
We loved working with McGowan! It was our first time buying a house, and we were so overwhelemed. They were supportive the whole way through and patient explaining everything so we could make the best decisions on our loan choice, how much to put down, saving for closing, etc. Very responsive and could tell genuily care. :)
soran I.
Derek and his team worked tirelessly to get us approved and into our new house, all around the clock. We have worked with several other lenders and can confidently say that the McGowan group far exceeded our expectations. They listened, explained, and walked us through every step. I would recommend McGowan Mortgages 100% with no hesitation to anyone thinking about buying a home. Their level of expertise, especially in this market, will make the difference in securing the house of your dreams with rates you can afford or having made the biggest mistake of your life. I will always come back and know that they are there for my family and I, with any questions we have. I can’t thank the McGowan team enough for their professionalism and dedication to our family during a difficult process made easy.
Summer W.
Myron M.
My Team was fast and very flexible. I appreciate them helping us with our first DSCR Loan. 10/10
addam B.
Dylan P.
Claudia P.
The team was phenomenal to work with and extremely helpful every step of the way. I recommend them to anyone purchasing or refinance their home.
Max D.
McGowan Mortgage was outstanding for both my primary home purchase and an investment property. Their speed was exceptional—everything moved efficiently without ever feeling rushed. The team’s knowledge was clear at every step, from structuring the loans to explaining options in a way that actually made sense. Most impressive was the communication: proactive, responsive, and transparent throughout the entire process. I always knew where things stood and what was coming next. I wouldn’t hesitate to recommend McGowan Mortgage to anyone looking for a smooth, professional mortgage experience.
McGowan Mortgage T.
Derek and his team go above and beyond to help. I couldn't be happier with the service I received. There was always someone to answer my questions and guide me through. I will be recommending them to everyone I know! Thank you again!
Rogilyn M.
Fantastic company with a knowledgeable and supportive team. Great processes, clear communication, and a strong commitment to quality. Highly recommend!
Reyn B.
THE BEST!
Spartacus 7.
I am very grateful with McGowan Mortgages, they helped me to get the mortgage for my new house last year, especially when most banks told me it was too difficult or even impossible because I am a self employed, McGowan made simple and possible, I truly recommend them.
Hunter B.
There team is great they worked together to get my heloc funded in 9 days, when I was on a time crunch!!
Maxwell J.
If you want a mortgage lender who is responsive, sharp, honest, and relentless, Max Disser is the guy. We purchased our home in November 2024, and since this was my first home purchase, I expected the process to be stressful and confusing. On top of that, we used a VA loan, which can come with extra steps and specific requirements. Max handled everything like a total professional and made the entire process feel smooth, organized, and completely manageable. He communicated clearly, stayed ahead of deadlines, and always made sure I understood what was happening at every stage. Anytime I had a question, Max responded quickly and confidently, and I never felt left in the dark. What really stood out was how knowledgeable he was with the VA loan process and how well he worked with me as a veteran. He didn’t just “process a loan” — he genuinely cared and made sure I was taken care of from start to finish. If you’re a first-time buyer or a veteran looking to use your VA benefits, I highly recommend Max Disser and the McGowan Mortgages team.
D. B.
Derek and his team worked to find a tailored solution for my circumstance. Responsive and detailed team that will work to find the best product that meets your goals. I would highly recommend this company!
Jacob S.
Derek has a great team, and while the process wasn't without hiccups, his team was great to work with and helped every step of the way.
matt B.
Derek got us set up and approved fast so we could put in offers on homes quickly. We got our place and the experience was great. Also during the process as questions or concerns came up he answered quickly and was very professional . We look forward to working with Derek and the McGowan team for future investments.
Paul S.
I have never met a group of people who are experienced when it comes to home buying. It was my first time purchasing a home. I didn't know how to start the home buying process. I was introduced to Tiana, Jessica, Derek and their team who stood up with me and my daughter from the beginning to the end. We were in our house in a timely manner. We will like to say thanks to Derek and his team. ⭐⭐⭐⭐⭐
Joann Ross S.
I have a good experience working with McGowan Mortgage all the team make my dream come true in my new house they move so fast and when I almost give up they jump and do everything always with a good communication no matter the hour always I have the answer thanks for everything you and you team are A plus. Thanks to everyone work with me ( Megan, Analise, Tatiana and Derek)
Kaylie W.
Thank you Max for all of your assistance! Your knowledge and customer service was outstanding and we are so thankful for your patience with us. Highly recommend connect with Max if you are shopping for rates and mortgage options! Had the pleasure of speaking with Derek and Thao at an event and they are just such great and kind individuals! Appreciate you all!
Andrew H.
Good help when needed all through the processes
Tina L.
Cindy initially reached out to me, and then Julie followed up to help me see where I stand with buying a home since I’m looking into it for next year. She gave me a clear plan moving forward, and I really appreciate that it didn’t feel pushy at all. McGowan Mortgages truly seem like they care more about their customers than just pushing out numbers, and I’m excited to use them next year when I’m ready.
Vickie P.
PURCHASE YOUR HOME WITH MCGOWAN MORTAGE 💞💞I had the best experience ever working with the the staff of McGowan Mortgage ,I built the best relationship through text messages,emails and phone calls Kammi was amazing but when Mr. Derek stepped in it he completed the task himself it was an awesome experience and I recommend this company to everyone in the world ❤️❤️❤️❤️
Carlos O.
Nick M.
They made the whole process super easy and I was able to close quick with a low interest rate. I will definitely use them again for my next home and refinancing.
Lindsay B.
We loved working with McGowan! It was our first time buying a house, and we were so overwhelemed. They were supportive the whole way through and patient explaining everything so we could make the best decisions on our loan choice, how much to put down, saving for closing, etc. Very responsive and could tell genuily care. :)
soran I.
Derek and his team worked tirelessly to get us approved and into our new house, all around the clock. We have worked with several other lenders and can confidently say that the McGowan group far exceeded our expectations. They listened, explained, and walked us through every step. I would recommend McGowan Mortgages 100% with no hesitation to anyone thinking about buying a home. Their level of expertise, especially in this market, will make the difference in securing the house of your dreams with rates you can afford or having made the biggest mistake of your life. I will always come back and know that they are there for my family and I, with any questions we have. I can’t thank the McGowan team enough for their professionalism and dedication to our family during a difficult process made easy.
Summer W.
Myron M.
My Team was fast and very flexible. I appreciate them helping us with our first DSCR Loan. 10/10
addam B.
Dylan P.
Claudia P.
The team was phenomenal to work with and extremely helpful every step of the way. I recommend them to anyone purchasing or refinance their home.
Max D.
McGowan Mortgage was outstanding for both my primary home purchase and an investment property. Their speed was exceptional—everything moved efficiently without ever feeling rushed. The team’s knowledge was clear at every step, from structuring the loans to explaining options in a way that actually made sense. Most impressive was the communication: proactive, responsive, and transparent throughout the entire process. I always knew where things stood and what was coming next. I wouldn’t hesitate to recommend McGowan Mortgage to anyone looking for a smooth, professional mortgage experience.
McGowan Mortgage T.
Derek and his team go above and beyond to help. I couldn't be happier with the service I received. There was always someone to answer my questions and guide me through. I will be recommending them to everyone I know! Thank you again!
Rogilyn M.
Fantastic company with a knowledgeable and supportive team. Great processes, clear communication, and a strong commitment to quality. Highly recommend!
Reyn B.
THE BEST!
Spartacus 7.
I am very grateful with McGowan Mortgages, they helped me to get the mortgage for my new house last year, especially when most banks told me it was too difficult or even impossible because I am a self employed, McGowan made simple and possible, I truly recommend them.
Hunter B.
There team is great they worked together to get my heloc funded in 9 days, when I was on a time crunch!!
Maxwell J.
If you want a mortgage lender who is responsive, sharp, honest, and relentless, Max Disser is the guy. We purchased our home in November 2024, and since this was my first home purchase, I expected the process to be stressful and confusing. On top of that, we used a VA loan, which can come with extra steps and specific requirements. Max handled everything like a total professional and made the entire process feel smooth, organized, and completely manageable. He communicated clearly, stayed ahead of deadlines, and always made sure I understood what was happening at every stage. Anytime I had a question, Max responded quickly and confidently, and I never felt left in the dark. What really stood out was how knowledgeable he was with the VA loan process and how well he worked with me as a veteran. He didn’t just “process a loan” — he genuinely cared and made sure I was taken care of from start to finish. If you’re a first-time buyer or a veteran looking to use your VA benefits, I highly recommend Max Disser and the McGowan Mortgages team.
D. B.
Derek and his team worked to find a tailored solution for my circumstance. Responsive and detailed team that will work to find the best product that meets your goals. I would highly recommend this company!
Jacob S.
Derek has a great team, and while the process wasn't without hiccups, his team was great to work with and helped every step of the way.
matt B.
Derek got us set up and approved fast so we could put in offers on homes quickly. We got our place and the experience was great. Also during the process as questions or concerns came up he answered quickly and was very professional . We look forward to working with Derek and the McGowan team for future investments.
Paul S.
I have never met a group of people who are experienced when it comes to home buying. It was my first time purchasing a home. I didn't know how to start the home buying process. I was introduced to Tiana, Jessica, Derek and their team who stood up with me and my daughter from the beginning to the end. We were in our house in a timely manner. We will like to say thanks to Derek and his team. ⭐⭐⭐⭐⭐
Joann Ross S.
I have a good experience working with McGowan Mortgage all the team make my dream come true in my new house they move so fast and when I almost give up they jump and do everything always with a good communication no matter the hour always I have the answer thanks for everything you and you team are A plus. Thanks to everyone work with me ( Megan, Analise, Tatiana and Derek)
Kaylie W.
Thank you Max for all of your assistance! Your knowledge and customer service was outstanding and we are so thankful for your patience with us. Highly recommend connect with Max if you are shopping for rates and mortgage options! Had the pleasure of speaking with Derek and Thao at an event and they are just such great and kind individuals! Appreciate you all!
Andrew H.
Good help when needed all through the processes
Tina L.
Cindy initially reached out to me, and then Julie followed up to help me see where I stand with buying a home since I’m looking into it for next year. She gave me a clear plan moving forward, and I really appreciate that it didn’t feel pushy at all. McGowan Mortgages truly seem like they care more about their customers than just pushing out numbers, and I’m excited to use them next year when I’m ready.